Rebalance to target weights

This guide sets the weight you want for each holding and shows how many shares to buy to move toward it. The most useful form puts new money only into holdings that are below target, so you do not have to sell anything and book a gain.

StockWise only does the arithmetic. It does not place orders, and the output is not a recommendation. You choose the targets.

You need: a portfolio. See Import your trades.

1. Set your targets

stockwise portfolio target set TCS 30
stockwise portfolio target set INFY 30
stockwise portfolio target set SBIN 40
stockwise portfolio target show

  Target Key      Weight%
  ─────────────────────────
  INFY.NS           30.0%
  SBIN.NS           40.0%
  TCS.NS            30.0%
  ─────────────────────────
  Total            100.0%

  Drift Tolerance: Not set (default: 0.0%)

Each set prints the running total. If the targets add up to less than 100%, the rest is shared among holdings with no target. A key can be a symbol or a sector. Remove one with stockwise portfolio target remove TCS.

With no targets saved, StockWise rebalances to equal weights.

2. Add new money without selling

stockwise rebalance --inflow 50000

  Portfolio Rebalance (Inflow: ₹50000.00)
  Current Value                ₹83637.00
  Projected Value              ₹133637.00

  Symbol          Current    Now% Target% Projected%   Allocation           Action
  TCS.NS        ₹14991.00   17.9%   30.0%      30.0%    ₹25100.10    BUY 10 shares
  INFY.NS       ₹17721.00   21.2%   30.0%      30.0%    ₹22370.10    BUY 18 shares
  SBIN.NS       ₹50925.00   60.9%   40.0%      40.0%     ₹2529.80     BUY 2 shares

Read it left to right:

Now% is the current weight. Target% is the weight you set.
Projected% is the weight after the new money goes in.
Allocation is the part of the ₹50,000 that holding receives.
Action is the whole-share count that fits that amount.

The new money goes to holdings below target. A holding above target, such as SBIN here, gets little or none. Nothing is sold, so there is no capital gain to report.

3. Rebalance by selling too

Without --inflow, StockWise also lists holdings above target as sales.

stockwise rebalance
stockwise rebalance --drift 2.0      # ignore holdings within 2 percentage points of target

  Symbol          Current     Now%  Target%           Action
  TCS.NS        ₹14991.00    17.9%    30.0%     BUY 5 shares
  INFY.NS       ₹17721.00    21.2%    30.0%     BUY 7 shares
  SBIN.NS       ₹50925.00    60.9%    40.0%   SELL 17 shares

A sale books a gain or loss. Run stockwise harvest or stockwise tax in first to see the effect. The tax guide explains both.

--drift skips small differences, so you do not trade for a 0.5% gap. Save a default band with stockwise portfolio target drift 2.0.

4. Try a plan without saving it

Pass targets on the command line to compare options. Nothing is saved.

stockwise rebalance TCS:30 INFY:30 SBIN:40 --inflow 50000

5. Keep the plan current

After you place the orders at your broker, record them so the next run starts from the right place:

stockwise portfolio add TCS 10 2498.50          # a purchase dated today
stockwise import kite tradebook-latest.xlsx     # or import the new tradebook

Next steps

Import your trades if holdings are missing or out of date.
File your Indian capital-gains tax before a rebalance that sells.
Use the numbers elsewhere: stockwise rebalance --inflow 50000 --json prints the same plan as JSON. See Script it with JSON, CSV and jq.
Every option is in the commands reference under Portfolio. A review prompt for assistants is in Use StockWise from Claude or Cursor.

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